AutoCoverage US ("we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard the personal information you provide when you visit our website, request an auto insurance quote, or connect with a licensed insurance agent through our service.
1. Information We Collect
We collect the following categories of information:
- Contact details — name, phone number, email address, and ZIP code.
- Insurance details — vehicle information, driving history, current coverage, and household details you choose to share.
- Technical data — IP address, browser type, device type, referring URL, and pages viewed. This is collected automatically through cookies and similar technologies.
- Communications — records of calls, messages, or forms you submit.
2. How We Use Your Information
We use the information we collect to:
- Match you with licensed US insurance agents and carriers that may offer suitable auto coverage.
- Contact you by phone, SMS, or email regarding your quote request.
- Operate, maintain, and improve our website and services.
- Prevent fraud, enforce our Terms of Service, and comply with legal obligations.
- Send marketing communications where permitted by law (you may opt out at any time).
3. How We Share Your Information
We may share your information with:
- Licensed insurance agents, brokers, and carriers in our network so they can prepare and deliver quotes.
- Service providers that support hosting, analytics, call routing, marketing, and fraud prevention.
- Legal and regulatory authorities when required by law, court order, or to protect our rights and users.
- Business transferees in the event of a merger, acquisition, or sale of assets.
We do not sell your personal information for money.
4. TCPA & Consent to Contact
By submitting your phone number or clicking a call button, you consent to be contacted by AutoCoverage US and its partner insurance agents at the number provided, including by autodialed calls, prerecorded messages, and SMS, for the purpose of discussing auto insurance. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to opt out of SMS at any time.
5. Cookies & Tracking Technologies
We use cookies, pixels, and similar tools to remember preferences, analyze site usage, and measure advertising performance. You can disable cookies in your browser settings, but some features of the site may not function properly.
6. Your Privacy Rights
Depending on your state of residence (including California, Colorado, Connecticut, Virginia, Utah, and others), you may have the right to:
- Request access to the personal information we hold about you.
- Request correction or deletion of your information.
- Opt out of targeted advertising or the sharing of your information.
- Withdraw consent for marketing communications.
To exercise any of these rights, contact us using the details in Section 10. We will respond within the timeframe required by applicable law.
7. Data Security
We use industry-standard technical and organizational measures — including encryption in transit — to protect your personal information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
8. Children's Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it.
9. Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent revision. Continued use of the site after changes take effect constitutes your acceptance of the updated policy.
10. Contact Us
Questions about this Privacy Policy or your data? Reach us at:
AutoCoverage US
Email: privacy@autocoverageus.com
Phone: INSERT_PHONE